Equity Leverage Pro is a financial tool that helps you eliminate thousands of dollars in interest payments immediately.

Equity Leverage Pro helps you combine your mortgage with your checking account. Then by following the software's monthly instructions you can maximize interest reduction given your specific financial situation.

First, let us look at a traditional mortgage which most home owners have:

Mark & Cindy's Home Loan
Amount Description
$250,000 Principal loan amount
6.5% Interest
X 360 Months (30 year loan)
$568,861 Total repayment
$318,861 Total interest paid

Did you know on these traditional mortgages, even with a relatively low interest rate, homeowners will pay more than 125% the value of their home in INTEREST alone! All of which could be better used for retirement than paying the bank.

We pay our mortgages this way because this is how the banks set it up. The banks goal is to make money, not necessarily to help you pay off your mortgage. You don't often see mortgage programs from a bank that help you pay off your mortgage quickly. Your mortgage might be your largest debt in your lifetime. Isn't it interesting that this debt is also often the most mismanaged.

We are not a bank, and our goal is to help you pay off your mortgage quickly, and save thousands, if not hundreds of thousands of dollars in interest, giving you financial freedom. We help you achieve all this without changing your current spending habits.

Here is some simple math on interest savings:

Example:

Assuming a $250,000 mortgage at 6.5%

If you pay an extra $5,000 on your mortgage on the first payment, that would save you $28,107!

The whole goal of Equity Leverage is to make all of your money work for you all the time. Imagine if every dollar you saved, you were earning the same rate that you pay your bank on your mortgage. If you used these additional earnings, to pay down your mortgage, this would accelerate your payoff by as much as 10-20 years. Giving you the true American Dream; owning your home free and clear.

HOW DOES EQUITY LEVERAGE WORK?

By combining a few valuable components your money will be working 100% of the time. With Equity Leverage Pro you shave off years of mortgage payments and build equity faster than ever before.

What if instead of putting your paycheck in your checking account, you put it into your mortgage to start reducing interest immediately? Then when your bills come due you take money back out of your mortgage to pay these bills. That way your money is working the entire time earning whatever interest rate is on your mortgage.

The problem with your 1st mortgage is it doesn't work that way. Your mortgage is a closed end loan. You can't pay your bills from your mortgage, once you make a payment, that money is locked into your mortgage. The only way to get that money back is to sell your home or pay for a refinance and start your loan all over again.

This is one big reason why many people don't make extra payments on their mortgage, they aren't sure if they will need this money later.

THREE CRITICAL PARTS FOR CREATING EQUITY LEVERAGE

  1. Line of Credit

    First, you get a Line of Credit. You can use either a Home Equity Line of Credit (HELOC) or Personal Line of Credit (PLOC). HELOC's and PLOC's are both open end lines of credit, that allow you to borrow and repay the loans at will.

  2. Use the float benefit of a Credit Card

    Pay all your monthly expenses from your credit card. Pay all of your bills as close to the due date as possible. Pay your credit card off each month on the last day with your line of credit. You will pay 0% interest on your credit card because you never carry over a balance. By doing this you are creating a float period allowing your money, and even some of the banks, to work for you 100% of the time against your mortgage interest, benefiting you each and every day.

  3. Follow the Equity Leverage Software/Online Service

    Now for the third and most important step : Follow each step of Equity Leverage Software on when and how much to transfer to your 1st lien. Following the software is essential in maximizing your interest savings.

    Think of it like this: every time you make a call on your cell phone and hang up, the remainder of that minute gets rounded up and is lost. Our software will maximize each and every dollar, that way you get to round up the interest savings not the bank.

An example of how Equity Leverage Pro can work for you:

Amount Description
$250,000 Current Mortgage
6.5% Interest Rate
$1,580 Monthly Payment
$5,000 Net Monthly Income
$4,000 Monthly Expenses

Using Equity Leverage Pro, Mark and Cindy can pay off their entire mortgage in 11.13 years, saving $215,992 in interest!

Even better, this is all done without changing Mark and Cindy's monthly spending.

In a traditional mortgage, it would take over 3 years and $63,000 paid, to build up $10,000 in equity. Using Equity Leverage, Mark and Cindy can build up $10,000 in equity in just 7 months