First, you need to get a Line of Credit. You can use either a Home Equity Line of Credit (HELOC) or a Personal Lone of Credit (PLOC). These loans calculate interest in a different way than your 1st mortgage and you are able to use that to your advantage.

Second, use your credit card. You can benefit from a credit card by borrowing money interest free during the month, as long as you pay off the ENTIRE balance every month there is no interest or finance charges. In order to make the system work, you deposit your entire income into your Line of Credit, then each month pay your bills and expenses using a credit card. At the end of each month, pay off the entire balance of your credit card from your Line of Credit.

Now for the most important step. Each month the Equity Leverage Software will monitor your balances on your mortgage and Line of Credit, as well as your previous spending, and will instruct you when and how much money to transfer from your Line of credit to your 1st mortgage. The software will maximize the amount of interest that will be cancelled, eventually saving you hundreds of thousands of dollars.